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Financing

Paying for your new smile

We work with several lenders, or you can pay outright. This year most of our patients are financing, though a couple of years ago it was closer to the other way around.

Grand Opening & Holiday special · ends December 31

Your cost, made clear

Your final zirconia smile,
all in one price.

Normally $16,900

$13,900per arch

Ends December 31Surgical treatment must be performed by December 31, 2026.

Everything you need is in this price: tooth removal, implant placement, every try-in, and final zirconia teeth finished by hand in our own lab.

Request Your Free ConsultationIn person or over video, no pressure.
Monthly paymentsThrough our trusted financing partners, with a soft credit pull.
Lifetime Warranty available Or the two-year warranty, included with every surgery.

How it works

How paying works

  1. 1
    Come as you arePlenty of people haven't arranged financing when they come in.
  2. 2
    Get the lender linksAfter your consultation, the office sends you the lender links so you can look them over at your own pace.
  3. 3
    Apply and compareCompare every lender if you like. You apply on the lender's own site, and the lender decides.
  4. 4
    Hold your dateA deposit of $250 per case reserves your surgery date. It's refundable. The balance is due by the day of surgery. Travel package patients work a little differently.

Our lenders

Done In One Financing Options

Done In One has partnered with multiple lenders to offer monthly payment options. Choose a provider below to view repayment plans, no-interest promotions, and to apply.

$750 to $40,000Loan amounts, depending on creditworthiness, with no down payment
12 to 144 monthsA longer installment loan
6 to 12 monthsAn interest promotion: no interest if it is settled within the window you choose
3.99% to 35.99%APR, based on creditworthiness, loan amount and term

Financing disclosure

Loans are subject to eligibility, underwriting, and approval, including credit approval. Eligibility is determined through a pre-qualify application ("soft pull") with no impact to the applicant's credit score; not all individuals will qualify. Only upon accepting an offer and agreeing to the credit authorization disclosure will a hard inquiry ("hard pull") be initiated and a FICO score potentially be affected. Loan amounts vary between $750 and $40,000, depending on creditworthiness, and require no down payment. The offered APR will vary between 3.99% and 35.99% based upon creditworthiness, loan amounts, and term length. Approved borrowers can choose between a longer Installment Loan (12-144 months) or a shorter Interest Promotion (6-12 months), with no interest paid if the loan is settled within the promotional window chosen. For more information about financing or travel options, contact a Done In One representative.

From our team

Hear it from the people who help you

“So, essentially it doesn't hurt your credit score to just apply. I always say, look at them all, compare them all.”
Ep. 58, Let’s Talk Financing · 2:43
“There's been years where it's like no financing. But I would say this year that we're about like we said, like a 70 percent financing.”
Ep. 58, Let’s Talk Financing · 7:47
“Just like life, there's people that can afford it very easily. And then there's people that can't.”
Ep. 58, Let’s Talk Financing · 46:04

Your credit

What lenders look at

More than your credit score. They also look at your income against your debts, your other loans, and how new they are. A car you just bought shows up on everything.

A few things that surprise people about their own credit:

  • Paying every bill on time doesn't always mean a high score. A charge card you pay off each month may not be building credit at all.
  • If your spouse holds the mortgage and the loans, those payments may not show on your report.
  • Missed payments count against you, even if money wasn't the reason.

You can usually check your score through your bank. Small changes month to month don't matter. Big ones do.

If your score needs work, it usually takes months. Payments have to be made, reported and then scored. Be careful with credit-repair companies. Most people don't need one, and it's worth reading their reviews first, the same way you'd read ours.

Other ways to pay

Other routes people use

Here are other ways people have paid. They aren't recommendations, so talk them over with your own adviser.

Home equity line of credit. Lenders usually lend up to about 70% of your home's value. Many of these loans are interest-only, so the payment looks small but the balance doesn't shrink. Work out a payment that pays it off over a set time, and pay that.
401(k) loan. Not every plan offers one. If yours does, you borrow from your own account, often with a small yearly fee. Ask your plan administrator.
401(k) hardship withdrawal. "Hardship" is just the official term. If you're under 59½, the IRS usually charges a penalty for early withdrawals, but some medical costs can qualify for an exception. You may still owe tax. Ask your plan administrator whether your plan allows it. We can give you paperwork showing the cost of treatment.
Credit unions. In our experience they're often more flexible. Worth a try if you're a member or can join.
Family and personal loans. Plenty of people borrow from family. Your own bank may offer a personal loan too, so it's worth asking.
Applying with someone else. Lenders differ: some take a joint application with a co-borrower, some look at one person’s credit only, and some let a spouse or parent apply in their own name for your treatment. Ask us which fits.

Tax. People ask whether any of this is tax deductible. Medical costs can sometimes be itemized, but there are rules, and dental work isn't always treated like medical. We can't advise on tax, but we can give you a statement of what you paid. Talk to your accountant before you pay, not after.

We are here

If nothing works right now

Two things we want you to know.

If some of your teeth really need to come out soon, and you're working toward treatment with us but can't fund it yet, talk to us. We'd rather help with the urgent part than have you wait another year.

And being declined says nothing about you as a person. People work on their credit and come back six months or a year later approved. Please don't go quiet because you feel embarrassed. Just call us.

Call 855-⁠DONE-⁠IN-⁠ONE (855) 366-3466
If a lender says no

It's not the end of the road. Lenders differ in what they approve, and that changes over time; people do come back six months or a year later and get approved. Talk to us. Nobody here is embarrassed by this conversation, and you shouldn't be either. How people pay covers the other ways patients handle it.

One price for the whole procedure

The Done In One fee covers the whole procedure, including your final zirconia teeth, so it can look bigger at first than a quote split into pieces over time. What the fee includes.

Start with a free conversation.

CallFree Consultation

Full Disclosure

Done In One Implant Centers are independently owned and operated within a network of dental practices managed by licensed dentists. The American Dental Association does not recognize any specialty field specifically for dental implant treatment. Done In One providers are proficient in both implant placement and restorative dentistry and may consist of general dentists, prosthodontists, oral surgeons, and periodontists. The Done In One procedure refers to a procedure consisting of extractions (if needed), bone reduction, implant placement, and a permanent (zirconia) implant-supported prosthesis placed on either arch (upper or lower) or both. Done In One specializes in the immediate occlusal-loading protocol, which is defined as an implant-supported restoration in occlusal contact within two (2) weeks of the implant insertion. The Done In One procedure can be offered to qualified patients based on a full examination, radiographs, and initial workup. Not all patients will qualify. In most cases, qualified patients that do not need additional sinus augmentation can have the Done In One procedure completed and typically receive a final zirconia prosthesis within one week after extractions. Patients will receive a provisional prosthesis within 24 hours after surgery that will allow them functionality until their final zirconia prosthesis is fabricated. Results and timeframes of the delivery of a final prosthesis will vary on a case-by-case basis. Done In One exclusively utilizes an implant system that is appropriately registered, listed, and has a 510(k) clearance from the FDA. After many years of clinical studies and evaluations, the success rate of modern dental implants installed by qualified clinicians has been estimated at over 90% after 10 years. With proper hygiene and routine maintenance, the Done In One procedure can provide patients with dental implants that can last decades and potentially a lifetime. The average lifespan of the prostheses will vary depending on patient wear but is covered under a standard warranty for the first two (2) years from the date of surgery, as long as annual recare requirements are met. An optional extended, indefinite warranty is available and can be paid monthly or annually.

Studies show that patients treated with implant-supported prostheses judge their overall psychological health as improved by 80%—due to increased longevity, improved function, and increased bone preservation—over the wearing of traditional dentures. Studies also conclude that the replacement of decaying teeth that are prone to infection with an implant-supported prosthesis will typically result in the improvement of a patient’s overall physical health. Results may vary.

Financing
Loans are subject to eligibility, underwriting, and approval, including credit approval. Eligibility is determined through a pre-qualification application (“soft pull”) with no impact to the applicant’s credit score; not all individuals will qualify. Only upon accepting an offer and agreeing to the credit authorization disclosure will a hard inquiry (“hard pull”) be initiated and a FICO score potentially be affected.

Loan amounts range from $750 to $40,000, depending on creditworthiness, and require no down payment. The offered APR will vary between 3.99% and 35.99% based upon creditworthiness, loan amounts, and term length. Approved borrowers can choose between a longer Installment Loan (12-144 months) or a shorter Interest Promotion (6-12 months), with no interest paid if the loan is settled within the chosen promotional window.

DIO Management Group, LLC, is a registered seller of travel as required by Chapter 559, Florida Statutes. Ref. No. ST45536

For more information about financing or travel options, contact a Done In One representative.

Accessibility Statement
Last updated: October 2, 2026

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